Your Insurer

Royal & Sun Alliance Insurance Company of Canada

Your Broker

FERRARI & ASSOC INS & FINANCIAL SERVICES

7675 27 HIGHWAY UNIT 20

WOODBRIDGE, ON, L4L4M5

905-856-9199

Your dedicated Account Managers are Adam Di Stefano and Tony Sidhu

Adam E: adistefano@ferrariinsurance.ca M: 647-339-9340

Tony E: tsidhu@ferrariinsurance.ca M: 647-680-8669

Sample of the $2 million Premium

  • Annual Premium: $450 (plus applicable taxes)

  • Automatic Monthly Withdrawal plan available

  • $1 million and $5 million annual policies also available

  • Earn AIR MILES® Reward Miles!

 

Commercial Insurance

Coverage Summary

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Property Section

  • Contents $5,000 Included

  • Office Contents Tenants Improvement $25,000 Included

  • Mobile Personal Computing Devices $2,500 Included

  • Amendment to Deductible - Water Damage $2,500 Included

  • Jewellery, Watches & Furs $1,000 Included

  • Building Damage Due to Theft $2,500 Included

  • Accounts Receivable $50,000 Included

  • Personal Property of Officers and Employees Included

  • Growing Plants, Trees, Shrubs or Flowers $1,000 Included

  • Computer Protection Small Business $50,000 Included

  • Computer Data $7,500 Included

  • Computer Extra Expense $7,500 Included

  • Computer Transit $25,000 Included

  • Fine Arts $25,000 Included

  • Valuable Papers and Records $50,000 Included

  • Signs $25,000 Included

  • Glass $10,000 Included

  • Automatic Fire Suppression System $25,000 Included

  • Fire Department Service Charges $25,000 Included

  • Computer Breakdown $50,000 Included

  • Bylaws Included

  • Deferred Payment Extension $10,000 Included

  • Peak Season Included

  • Leasehold Interest $25,000 Included

  • Professional Fees $25,000 Included

  • Condominium Betterments $25,000 Included

  • Terrorism Exclusion Included

  • Reward $5,000 Included

    ________________________________________________________________

    Business Interruption Section

  • Extra Expense $50,000 Included

  • By-Laws Additional Time Required for Rebuilding Extension Included

  • Contingent Business Interruption Extension $5,000 Included

  • Fines or Damages for Breach of Contract Extension $25,000 Included

  • Off Premises Utility Extension - 48 Hr $10,000 Included

  • Interruption by Civil Authority (30 days) Included

  • 3D Crime Section

  • Loss Inside $10,000 Included

  • Loss Outside $10,000 Included

  • Damage to Building by Burglary or Robbery $5,000 Included

  • Overnight Coverage $5,000 Included

  • In Custodians Home $5,000 Included

  • Medical Expenses Resulting From Robbery $5,000 Included

_______________________________________________________________

3D Fidelity Section

  • Employee Dishonesty - Form A $5,000 Included

  • Money Orders, Counterfeit Currency $5,000 Included

  • Depositors Forgery $5,000 Included

  • Employee Forgery Exclusion Included

  • Identity Theft Expense $10,000 Included

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Events & Show Coverage Section

  • Miscellaneous Articles $1,000 Included

  • Tools (Replacement cost is included for tools less than 3 years old.$5,000 Included

  • Replacement cost - Miscellaneous Articles (Equipment 3years or newer) Included

  • Newly Acquired Building & Contents $1,000,000 Included

  • Contents at Non-Owned Location $50,000 Included

  • Parcel Post $1,000 Included

  • Transit (Other) $25,000 Included

  • Sales Representative $50,000 Included

  • Removal of Debris $1,000 Included

  • Exhibition $25,000 Included

  • Replacement Cost Included

  • Land and Water Pollution Cleanup $10,000 Included

  • Master Key $25,000 Included

  • Terrorism Exclusion Included

  • Outbreak Extra Expense Extension $1,000 Included

______________________________________________________________

Commercial General Liability Section

  • Personal and Advertising Injury Liability $2,000,000 Included

  • Medical Payments $10,000 Included

  • Tenants Legal Liability $300,000 Included

  • Non Owned Automobile $1,000,000 Included

  • Employers' Liability $1,000,000 Included

  • Voluntary Compensation $100 Included

  • Elevator Collision $10,000 Included

  • SEF99 - Excluding Long Term Leased Vehicle Endorsement Included

  • SEF94 - Legal Liability for Damage to Hired Automobiles $50,000 Included

  • SEF96 - Contractual Liability Included

  • OEF98B - Reduction of Coverage for Lessees or Drivers of Leased Vehicles Endorsements Included

  • Employee Benefits E&O $1,000,000 Included

 _______________________________________________________________

TERMS and CONDITIONS

  • If bound, policy subject to a 30 day cancellation clause

  • Quote is valid for 90 days from quote date

  • Subject to a completed Statement of Values

  • Subject to satisfactory inspection

  • Subject to the following by Operation:

  • Operation - Antiques, Bric-A-Brac, Art Galleries, Prints, Including Conservators and Framing.

  • Monitored ULC approved alarm and adequate physical protection on premises

  • No sale of baby furniture

  • No refinishing or restoration work

Earn AIR MILES® Reward Miles! When you Commercial Insurance small to medium business policy from RSA, you can earn 1 AIR MILES premium you spend (including taxes), to a per month, per policy*. Customers must have card to earn AIR MILES Reward Miles with Reward Miles are allocated monthly and are your broker how to take advantage of this AIR MILES Collector number to your policy.* *Not available in Manitoba or Saskatchewan.