Your Broker

FERRARI & ASSOC INS & FINANCIAL SERVICES

7675 27 HIGHWAY UNIT 20

WOODBRIDGE, ON, L4L4M5

905-856-9199

Your dedicated Account Managers are Adam Di Stefano and Tony Sidhu

Adam E: adistefano@ferrariinsurance.ca M: 647-339-9340

Tony E: tsidhu@ferrariinsurance.ca M: 647-680-8669

Sample of the $2 million Premium

  • Annual Premium: starting at $450 (plus applicable taxes)

  • Automatic Monthly Withdrawal plan available

  • $3 and $5 million annual policies also available

  • Earn AIR MILES® Reward Miles!

 

Commercial Insurance

Coverage Summary

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Property Section

  • Contents $5,000 Included

  • Office Contents Tenants Improvement $25,000 Included

  • Mobile Personal Computing Devices $2,500 Included

  • Amendment to Deductible - Water Damage $2,500 Included

  • Jewellery, Watches & Furs $1,000 Included

  • Building Damage Due to Theft $2,500 Included

  • Accounts Receivable $50,000 Included

  • Personal Property of Officers and Employees Included

  • Growing Plants, Trees, Shrubs or Flowers $1,000 Included

  • Computer Protection Small Business $50,000 Included

  • Computer Data $7,500 Included

  • Computer Extra Expense $7,500 Included

  • Computer Transit $25,000 Included

  • Fine Arts $25,000 Included

  • Valuable Papers and Records $50,000 Included

  • Signs $25,000 Included

  • Glass $10,000 Included

  • Automatic Fire Suppression System $25,000 Included

  • Fire Department Service Charges $25,000 Included

  • Computer Breakdown $50,000 Included

  • Bylaws Included

  • Deferred Payment Extension $10,000 Included

  • Peak Season Included

  • Leasehold Interest $25,000 Included

  • Professional Fees $25,000 Included

  • Condominium Betterments $25,000 Included

  • Terrorism Exclusion Included

  • Reward $5,000 Included

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    Business Interruption Section

  • Extra Expense $50,000 Included

  • By-Laws Additional Time Required for Rebuilding Extension Included

  • Contingent Business Interruption Extension $5,000 Included

  • Fines or Damages for Breach of Contract Extension $25,000 Included

  • Off Premises Utility Extension - 48 Hr $10,000 Included

  • Interruption by Civil Authority (30 days) Included

  • 3D Crime Section

  • Loss Inside $10,000 Included

  • Loss Outside $10,000 Included

  • Damage to Building by Burglary or Robbery $5,000 Included

  • Overnight Coverage $5,000 Included

  • In Custodians Home $5,000 Included

  • Medical Expenses Resulting From Robbery $5,000 Included

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3D Fidelity Section

  • Employee Dishonesty - Form A $5,000 Included

  • Money Orders, Counterfeit Currency $5,000 Included

  • Depositors Forgery $5,000 Included

  • Employee Forgery Exclusion Included

  • Identity Theft Expense $10,000 Included

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Events & Show Coverage Section

  • Miscellaneous Articles $1,000 Included

  • Tools (Replacement cost is included for tools less than 3 years old.$5,000 Included

  • Replacement cost - Miscellaneous Articles (Equipment 3years or newer) Included

  • Newly Acquired Building & Contents $1,000,000 Included

  • Contents at Non-Owned Location $50,000 Included

  • Parcel Post $1,000 Included

  • Transit (Other) $25,000 Included

  • Sales Representative $50,000 Included

  • Removal of Debris $1,000 Included

  • Exhibition $25,000 Included

  • Replacement Cost Included

  • Land and Water Pollution Cleanup $10,000 Included

  • Master Key $25,000 Included

  • Terrorism Exclusion Included

  • Outbreak Extra Expense Extension $1,000 Included

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Commercial General Liability Section

  • Personal and Advertising Injury Liability $2,000,000 Included

  • Medical Payments $10,000 Included

  • Tenants Legal Liability $300,000 Included

  • Non Owned Automobile $1,000,000 Included

  • Employers' Liability $1,000,000 Included

  • Voluntary Compensation $100 Included

  • Elevator Collision $10,000 Included

  • SEF99 - Excluding Long Term Leased Vehicle Endorsement Included

  • SEF94 - Legal Liability for Damage to Hired Automobiles $50,000 Included

  • SEF96 - Contractual Liability Included

  • OEF98B - Reduction of Coverage for Lessees or Drivers of Leased Vehicles Endorsements Included

  • Employee Benefits E&O $1,000,000 Included

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TERMS and CONDITIONS

  • If bound, policy subject to a 30 day cancellation clause

  • Quote is valid for 90 days from quote date

  • Subject to a completed Statement of Values

  • Subject to satisfactory inspection

  • Subject to the following by Operation:

  • Operation - Antiques, Bric-A-Brac, Art Galleries, Prints, Including Conservators and Framing.

  • Monitored ULC approved alarm and adequate physical protection on premises

  • No sale of baby furniture

  • No refinishing or restoration work

Earn AIR MILES® Reward Miles on your Commercial Insurance small to medium business policy.